Best Mortgage Broker Edmonton

In Canada there are two ways to get a mortgage - through a bank or with a licensed mortgage professional. You are going to need the confidence of knowing you are in good hands.

Vaughn Leroux at Dominion Lending Centres Lending District is the best mortgage broker in Edmonton and he has the ability to get you the best mortgage rates in Edmonton.

There are a number of differences between a bank and a mortgage broker. For more than 14 years, Vaughn and his team have been among the leading mortgage agents in Edmonton. They have helped families through one of the most exciting events of their lives; obtaining the right mortgage to purchase their new home.

Using a personalized approach that can be difficult to find elsewhere, Vaughn will help fulfill your needs whether you’re purchasing a new home, getting mortgage life insurance, refinancing your debts or simply renewing into a better mortgage product.

Because Vaughn works for you and not for a bank, he has access to many financial institutions, trust companies, banks and credit unions to find the mortgage that will best suit you.

Vaughn’s genuine personality combined with his trustworthiness, confidence and knowledge of the industry will give you the satisfaction of knowing the best interests of you and your family have been looked after. Vaughan is consistently regarded as the best Mortgage Broker in Edmonton

Helpful Edmonton Information

With a city population of 877,926 and a total metropolitan population of 1,328,300, Edmonton is the second-largest city in the province of Alberta and the fifth-largest municipality in Canada. Urban municipalities that surround Edmonton include St. Albert, Sherwood Park, Fort Saskatchewan, Beaumont, Leduc, Spruce Grove and Stony Plain.

Edmonton is home to the famous river valley, a stretch of urban parkland that is 22 times larger than Central Park in New York City. It is no surprise, then, that Edmonton has the highest amount of parkland per capita out of all Canadian cities.


Edmonton's Mortgage Rates and Real Estate

It’s currently a good time to buy in Edmonton!

After home sales decreased in 2015, experts predict that they will rise again in 2016 and 2017. As of Fall 2015, the resale market for homes experienced an 11.9% drop in sales from 2014, the lowest it has been since 2012. However, sales are expected to jump by 300 units in 2016, an increase of 1.7%, and another 500 or 2.8% in 2017.

The average price for an all-residential home on the resale market in Edmonton has been on the rise for a number of years and it isn’t expected to go down anytime soon. With an average price of $363,000 in 2015 for an all-residential, a 0.8% hike is expected in 2016 to bring the price up to $366,000 on average. A 2.2% increase is anticipated the following year to $374,000 in 2017.

Additionally, mortgage rates are the lowest some of them have ever been although they are predicted to begin to increase towards the end of 2016. With a range of 2.59%-3.3% in 2015 for a one-year mortgage rate, increases are expected to reach as high as 3.8% in 2016 and 4.8% in 2017.

For a five-year mortgage rate in Edmonton, experts obviously predict the same change to occur. Edmonton mortgage rates spanned from 2.59%-3.09% in 2015. This year, rates are anticipated to hit up to a high of 3.0% and 6.5% through 2017.

The time to buy in Edmonton is now!


The City of Edmonton

Between the varieties of festivals the city welcomes each year and the largest shopping mall in North America, you will never find yourself short of things to do in Edmonton.

A warm and welcoming city with plenty to do, the city is also home to the National Hockey League’s Edmonton Oilers and the Canadian Football League’s Edmonton Eskimos if you are looking to get your sports fix in.

The Eskimos kick off their 2016 season in June and you can find their schedule here.

If the busy and loud atmosphere isn’t for you, Edmonton’s beautiful parks, valleys, trails, golf courses, recreation centres, museums and conservatories will be sure to make for a great day.

You can find a complete list of things to do in Edmonton and upcoming events on the city’s official website

Why Choose Vaughn as Your Mortgage Broker?

Mortgage brokers work for you rather than a massive corporation, such as a bank. Vaughn Leroux uses a system that has helped his clients get exactly what they needed on his way to becoming the best mortgage broker in Edmonton.

Vaughn will take the time needed to sit down with his clients, discuss their current situation and their needs before going out and finding the best mortgage rates in Edmonton. As mentioned earlier, because Vaughn does not work for a bank, he is able to shop your mortgage to many different mortgage lenders in order to get the best one. He uses skills and knowledge that has been developed over the past 14+ years to negotiate the best rates before bringing them to you.

Vaughn and his team will suggest what they believe is your best option that fits your situation as they work in your best interest. You can’t be the best mortgage broker in Edmonton by not satisfying clients. That’s why Vaughn and his team take care of you from start to finish.

If you still need more convincing that a mortgage broker is your best choice, check out this article that outlines 10 reasons to use a mortgage broker versus a bank lender.

Getting a mortgage is often a big moment in one’s life, such as purchasing a home. It is crucial to know that you are getting well-educated, calculated advice from a professional when it comes time for such a milestone.

Vaughn Leroux at Dominion Lending Centres Lender Direct is a leading mortgage broker in Edmonton, Alberta and is ready to help you and your family realize your dreams.

If you are ready to get the best mortgage rates in Edmonton, start the journey with Vaughn and his team today!